Mortgage Rates 2025 Predictions. Freddie mac anticipates that mortgage rates will ease in 2024 and fall below 6.5% in 2025, potentially triggering a wave of. What is more certain is that buyers should expect plenty of ups and downs throughout the year.

When online mortgage advisor asked what the rate might be by the end of 2025, the panel presented a range of answers, given the uncertainty following the autumn budget. Mortgage rate predictions for 2025: