Irs.Gov Tsp Ira Roth Contribution Limits 2025. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. The 2025 contribution limit to the thrift savings plan is increasing to $23,500 per year, an increase of 2.2% over the 2024 annual limit ($23,000), according to an announcement from the internal revenue service.

This change may allow for those with higher incomes to contribute. So, if you were exercising this option in 2024, you’d only be able to roll over up to $7,000, which is the 2024 limit for people.